Clients

Innovation, Delivered.

Fair AS set out to disrupt the industry with a bold vision: ethical, low-fee debt collection powered by automation. They chose Unicorn Solutions to bring that vision to life with UnicornBOX—a platform where case handler decisions are automated using smart, data-driven workflows.

Fair AS customized UnicornBOX to reflect their unique approach to communication and collections. As their business scaled rapidly, they added case handlers for exceptions—while automation remained the core.

Their structured, high-standard approach consistently pushed Unicorn to deliver better, faster, and smarter solutions.

Now one of Norway’s fastest-growing debt collection firms, Fair AS continues to expand with large portfolio acquisitions. Unicorn Solutions proudly supports their journey, offering:

• Deep business understanding
• Collaborative, accountable teams
• High-quality feature delivery
• Skillset to deliver

Unicorn Solutions’ first client, CrediCare AS, expedited the enhancement of its debt collection solutions portfolio from 2009 onwards. This included improving customer domain solutions for their clients, providing client demographics with tailored solutions, enabling CrediCare to retain a large volume of customers, sending periodic claims, and thus sustaining their growth. When CrediCare moved into the UnicornBOX collection suite in 2015, they were able to win contracts like Helse Nord for the payment machine integrations.

Solutions Unicorn delivered:

• XTRA invoice collection for periodic invoices targeting gym customers
• Payment machine integration with NHN
• File Exchange for compliance and auditing of periodic claims
• Integration workflows between the debtor portal and creditor portal
• Numerous client file system integrations with the collection system

The critical advantage CrediCare AS had at the inception of the development partnership was the IT Operations that were outsourced to Unicorn Solutions. Night processing, documents, and file imports were verified and processed early morning, leaving CrediCare the time to formulate business strategies and solutions. Unicorn Solutions, with our experience in debt collection, provided input and solutions to match the client’s needs.

Built on the Cloud. Backed by Expertise.

Since launching their operations in March 2019, Debia AS has relied on UnicornBOX as their core debt collection platform. Starting with Unicorn from day one, Debia has grown steadily, celebrating five successful years with consistent year-over-year growth.

By leveraging UnicornBOX’s full-featured, cloud-based collection suite via a flexible monthly subscription, Debia gains continuous access to powerful tools without heavy infrastructure investments.

Key to Debia’s success has been:

• Seamless ERP integrations that streamline workflows
• Fast, responsive support from the Unicorn team
• Tailored delivery services that adapt to evolving needs

Together, these capabilities have helped Debia stay agile, efficient, and growth-focused in a competitive industry.

TCM Iceland / THL Law firm, a long-standing client of Unicorn Solutions, has trusted us for over 15 years to power their legal and international debt collection operations.
As both a respected law firm and a TCM Global Partner, they specialize in complex international claims, student loan recovery, and legal collection cases.

As their dedicated development partner, Unicorn Solutions has delivered a wide range of tailored solutions, including:

• Account66 integration with Icelandic banks for automatic creditor deductions
• Debtor wash solution using Iceland’s national registry
• TCM Partner Exchange integration for seamless cross-border claim updates
• Creditor Portal integrated with their collection systems
• Custom integrations with multiple creditor platforms
• Ongoing support services to ensure stability and compliance
• Portfolio migrations
• Website development and continual enhancements

Global Reach, Local Expertise.

TCM Group is a worldwide alliance of trusted local debt collection agencies, offering international debt recovery services across more than 167 countries.
They specialize in recovering cross-border claims—whether a debtor has relocated to another country or the debt involves international transactions, such as shipping and logistics.

Unicorn Solutions was selected by TCM Group to redesign and enhance its global website.
Our mission: build a modern, user-friendly platform that facilitates collaboration.

The site integrated smart features, including:

• Country-specific message dispatch based on sender location
• Direct messaging capabilities
• Real-time query reporting
• News publishing functionality
• Built-in SEO optimization for greater visibility

This collaboration reflects our solutions through shared partnerships in the debt collection arena.

Norwegian Court System, ELSALink and UnicornFink

Industry giants Alektum, Lowell and Riverty power their debt collection through NOVA debt collection system, choose Unicorn Solutions as a trusted technology partner for the solution for the Norwegian Court System’s program “Fremtidens innkreving/ ELAN”.

ELSALink integration has been a critical tool for integrations to court since 2022. Operating alongside the core debt collection system, ELSALink automates and streamlines legal case processing.

As Skatteetaten transitions to a new integrated system, Unicorn Solutions remains ahead of the curve with UnicornFink—our latest solution will keep clients in sync with regulatory requirements.

Unicorn Solutions provides timely solutions, quick customizations, and support services within compliance specifications.